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Privacy Policy

Last updated: 1 January 2025

MCNB Inc ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website mcnbinc.com (the "Site"). Please read this policy carefully. By using the Site, you agree to the practices described herein.

1. Information We Collect

We may collect information about you in a variety of ways:

  • Personal Information: When you voluntarily subscribe to our newsletter or contact us, we may collect your name and email address.
  • Usage Data: We automatically collect certain information when you visit the Site, including your IP address, browser type, operating system, referring URLs, pages visited, and the date and time of your visit.
  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience and analyse traffic. See our Cookie Policy section below for more details.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To operate and maintain the Site and provide you with requested content.
  • To send you our newsletter and research updates if you have subscribed.
  • To analyse usage patterns and improve the Site's performance and content.
  • To respond to your enquiries and provide customer support.
  • To comply with applicable legal obligations.
  • To detect and prevent fraudulent or unauthorised activity.

3. Legal Basis for Processing (EEA/UK Users)

If you are located in the European Economic Area or the United Kingdom, our legal bases for processing your personal data include:

  • Consent: Where you have provided explicit consent (e.g., subscribing to our newsletter or accepting cookies).
  • Legitimate Interests: For analytics and site improvement purposes, where these are not overridden by your data protection rights.
  • Legal Obligation: Where processing is necessary for compliance with applicable law.

4. Cookies Policy

Cookies are small text files placed on your device to help the Site function and to collect information. We use the following types:

  • Strictly Necessary Cookies: Required for core Site functionality such as remembering your cookie consent preference. These cannot be disabled.
  • Analytics Cookies: Used to understand how visitors interact with the Site, including pages visited and time spent. This information is aggregated and anonymous.
  • Preference Cookies: Remember your settings and choices to improve your experience on return visits.

You can control cookies through your browser settings or by using our consent banner. Disabling certain cookies may limit Site functionality.

5. Third-Party Services

We may use trusted third-party service providers to assist in operating the Site and delivering services, including web analytics providers. These third parties have access to your information only to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose. Third-party services we may use include analytics platforms and email delivery services. Each third party is governed by its own privacy policy.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this policy, or as required by applicable law. Newsletter subscriber data is retained until you unsubscribe. Usage and analytics data may be retained in aggregated, anonymised form indefinitely.

7. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

  • The right to access, update, or delete the information we hold about you.
  • The right to object to or restrict processing of your personal data.
  • The right to data portability (to receive your data in a structured, machine-readable format).
  • The right to withdraw consent at any time, where processing is based on consent.
  • The right to lodge a complaint with a supervisory authority (e.g., the ICO in the UK, or your local data protection authority).

To exercise any of these rights, please contact us at privacy@mcnbinc.com. We will respond within 30 days.

8. Data Security

We implement appropriate technical and organisational security measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

9. International Data Transfers

Your information may be transferred to, and maintained on, servers located outside your country of residence, where data protection laws may differ. Where we transfer data outside the EEA or UK, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses approved by the relevant authorities.

10. Children's Privacy

The Site is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe we have inadvertently collected such data, please contact us immediately and we will delete it promptly.

11. Links to Third-Party Sites

The Site may contain links to external websites not operated by us. We are not responsible for the privacy practices of those sites and encourage you to review their respective privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last updated" date at the top of this page. Continued use of the Site following any changes constitutes your acceptance of the revised policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: